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Two Dayton residents plead guilty in identity & financial fraud scheme

Published By
U.S. Attorney's Office
Published Date
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DAYTON, Ohio – Two Daytonians pleaded guilty in federal court to crimes related to a conspiracy to steal checks, credit cards, debit cards, bank account information and Social Security numbers to enrich themselves.

Myrtle Lynn “Mi Mi” Jackson, 38, pleaded guilty in U.S. District Court today, and Joshua Dylan “Jo Jo” Chapman, 29, pleaded guilty on August 4, to conspiring to engage in access device fraud and to aggravated identity theft.

According to court documents, the defendants stole victims’ personal information from occupied and unoccupied residences, vehicles and mailboxes. Jackson and Chapman then used stolen credit cards, debit cards and checks to illicitly acquire cash, drugs, and other goods and services.

The co-conspirators used victims’ information to fraudulently apply for personal loans, student loans, unemployment benefits, credit cards, debit cards and checks.

Jackson and Chapman used the proceeds of their fraud scheme to buy illicit drugs and make purchases at Walmart, Dollar General, Kentucky Fried Chicken and Lees Famous Chicken. The fraudulent funds were also used to pay for motel rooms and for gambling activities at a casino in Dayton. The charged conspiracy transpired from May 28, 2019 – triggered by the tornadoes in the Greater-Dayton area – until/ May 11, 2021.

Conspiring to engage in access device fraud is a federal crime punishable by up to 90 months in prison. Aggravated identity theft carries a mandatory sentence of two years in prison in addition to any other sentence imposed.

Vipal J. Patel, Acting United States Attorney for the Southern District of Ohio, announced the guilty pleas entered and commended the investigation of the United States Secret Service and Dayton Police Department. Assistant United States Attorney Dwight K. Keller is representing the United States in this case.