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Federal Employee Group Life Insurance (FEGLI)

The Federal Government established the Federal Employees' Group Life Insurance (FEGLI) Program on August 29, 1954. It is the largest group life insurance program in the world, covering over 4 million Federal employees and retirees, as well as many of their family members.

At any point in your career, you may ask yourself why you should take advantage of federal life insurance options. In short, life insurance can help your loved ones recover financially if you die unexpectedly. For example, FEGLI can help cover burdensome funeral costs and help your loved ones stay afloat in the case of the catastrophic loss of your income. For a relatively low cost per pay period, you may be able to provide peace of mind to loved ones after you pass. Please view the information below to review your life insurance options.

Increasing Life Insurance:

Employees can increase their life insurance coverage under three conditions:

  1. During an open season period scheduled by Office of Personnel Management
  2. Due to a qualifying life event: FEGLI life events are marriage, divorce, death of spouse, or acquisition of an eligible child. With a life event, you can enroll or increase coverage in Basic, Option A, up to five multiples of Option B, and/or up to five multiples of Option C. You must submit an SF-2817 to your human resources office within 60 days after the life event.
  3. Eligible employees can enroll or increase their coverage by taking a physical exam. For more information about the physical exam, please see SF-2822.
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